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Christal Smith

Christal Smith Realtor Services

Real Estate Agent · Re/Max Supreme · Phillipsburg, New Jersey

7:25 AM in Phillipsburg Directions

Here is what working with Christal Smith in Phillipsburg typically covers, from the first consultation to closing day. Services and terms vary, so confirm the details in your written agreement.

Buyer services

Buyer consultation and agreement

Budget, timing, must-haves and the written buyer agreement required before touring.

Home tours and listing alerts

Setting up searches for Phillipsburg area listings and arranging showings as soon as homes go live.

Offer strategy and negotiation

Comparable sales, offer terms, contingencies and inspection negotiations.

Closing coordination

Working with your lender, inspector and title company through closing.

Selling a home

Home valuation

A written price opinion built from sold, pending and active Phillipsburg area comparables.

Listing preparation

Advice on repairs, staging and photography before the home goes live.

MLS listing and marketing

Listing on the local MLS and syndication to the major home-search sites.

Offer review and negotiation

Comparing offers on price, terms and financing strength, then negotiating to a signed contract.

How a typical transaction works

  1. ConsultA first conversation about goals, budget and timing — and a written agreement that spells out services and compensation.
  2. PrepareBuyers get pre-approved; sellers review a pricing analysis and prepare the home for photos.
  3. Market & tourListings go live on the MLS; buyers tour homes and compare recent sales.
  4. NegotiateOffers, counteroffers, inspection requests and appraisal issues are worked through.
  5. CloseFinal walk-through and signing with the title or escrow company under New Jersey rules.

Typical costs on a Phillipsburg home

Illustrative figures for a home at the local typical value of $343,665. Real numbers depend on your agreement, lender and title company.

ItemRateOn $344K
Listing-side commission (negotiable)2.5–3%$8,592–$10,310
Buyer-side compensation (negotiable)2–3%$6,873–$10,310
Buyer closing costs (lender, title, escrow)2–5%$6,873–$17,183
Home inspectionflat$350–$600

Every percentage above is negotiable and is set in the written agreement. Typical value from the Zillow Home Value Index (August 2026).

Seller net proceeds

Starts from the typical Phillipsburg home value. Every percentage is negotiable; enter your own.

Commission—
Closing costs—
Estimated net—

Questions about these services

How are real estate agents paid in New Jersey?
Compensation is negotiable and set out in writing. Sellers sign a listing agreement; since August 2024 buyers sign a written buyer agreement before touring homes with an agent, stating what the agent will be paid and by whom.
Does Christal Smith work with both buyers and sellers?
Most agents and brokerages represent both, but not in the same transaction without written consent. Ask how Christal Smith handles dual agency or designated agency under New Jersey law.
What should I prepare before the first meeting?
Buyers: a mortgage pre-approval, a target budget and a list of must-haves. Sellers: your mortgage payoff estimate, a list of upgrades with dates, and any HOA or survey documents.